Hi.  Welcome to MoneyEngineer.

Given how the UK rules are set up for pensions and tax, what should we be doing? When will I open a pension drawdown account? If I have spare money should I put it in my spouse’s pension or mine or neither?

I discuss this and more with friends and colleagues and explain what I’ve worked out. “I might put this on a website”, I said to one. “You should!” she said. Here it is.

This website isn’t for everyone.  Most sites try to explain the rules for everyone.  This site explains what I plan to do and if your finances look a bit like mine then I hope you find this useful.  See “About” for more details.