It seems I may get a bridging pension from one of my ex employers’ DB pension schemes. Bridging pensions are also known as Temporary Pensions or Step-Down Pensions. I think I am going to have to be VERY careful to stay on the right side of the Lifetime Allowance without incurring various unwelcome taxes. Bizarrely, bridging pensions eat up 20x their annual value of my LTA, even though they only last for a few years and are worth far less than the main pension (which is rated at 20x). More info on this on an update of my LTA page.